Advanced Credit and Financial Analysis

3 Day Workshop
(This workshop is not being offered at this time)

Introduction

Without understanding the differences in creditor quality, analysts and lenders alike, may have difficulty in creating loan portfolios that conform to their risk preferences.  To distinguish between creditors and credit quality and to price credits correctly, each potential credit needs to be analyzed rigorously, using both quantitative and qualitative analysis. 

This intensive and interactive course includes the latest practical and theoretical developments in credit risk analysis, and offers practical case studies and group activities to reinforce both the various concepts and the relationship among these concepts.

Objectives

• Gain an understanding in evaluating a company’s performance
• Understand a company’s capital structure using both qualitative and quantitative frameworks and tools therein
• Identify key areas of a credit’s deteriorating performance
• Learn how rating and other 3^rd party indicators are used
• Gain insight into global transaction structuring
• Forecast future corporate financial and credit performance

Who Should Attend this Workshop

This is an interactive high-level workshop designed for experienced credit professionals and/or senior executives. Although not mandatory, it is recommended that attendees have a good understanding of Accounting and financial statement analysis – prior to participating in this workshop.

GARP trainers use modern learning techniques (a blend of presentational methods and credit diagnostic software) used by many banks around the world – in order to assist with the risk analytical process.

Content

DAY ONE

• Overview of credit assessment components
• Introduction to IFRS & the differences to local GAAP
• Learning from the financial statements
• The Balance Sheet components and Off-Balance Sheet obligations

.

DAY TWO

• Revenue and the earnings statement
• Cash flow analysis
• Financial ratio analysis

DAY THREE

• Operational Business Review
• Structuring global credits (understanding the key risks and mitigants)
• Capstone assessment and case study
• Summary and closing

Please note that the sequence and/or exact subject matter of the programme may differ from what is presented here since the programme is constantly being updated to embrace new ideas and developments as they evolve